When I want/need to be comfortable but still look put together: this is what I wear. Nothing beats an elastic waistband, comfortable and stretchy white tank and a cozy layer on top. Just add sneakers and the tote of the day.
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Jacket (this brand runs large, I sized down. here)
Pants (I’m wearing an XS here)
Tank (here)
Sneakers (here)
Tote bag (here)
More polished loungewear sets I love: